More from Your Car Loan
Don't settle for less when it comes to your auto loan. At Heartland Credit Union, we go the extra mile to find the loan that’s right for you. Whether you're refinancing a non-HCU auto loan or buying a new or used car, HCU offers personalized loan solutions with affordable auto loan rates, flexible terms, and monthly payments that fit your budget. It’s the Heartland Way.
Auto Loans Features
- Purchase rates as low as 6.24% APR for up to 60 months
- Auto refinancing rates as low as 5.74% APR for up to 60 months
- Flexible terms up to 84 months
- 100% financing available to qualified borrowers
- Instant online approval
- On-site financing. Request HCU financing at the dealership
- Start searching for your next vehicle today.
Ready to Get Started?
Apply online today or visit one of our convenient branch locations to speak with a loan expert. We’re here to guide you through every step of the process.
Have an HCU representative contact you about your next auto loan.
*Annual Percentage Rate. Membership required. Limited time offer. Assumes a credit score of 725+ on a refinanced, new to HCU $20,000 fixed, secured loan, 2020 or newer vehicle with less than 130,000 miles, less than or equal to 100% LTV, and HCU checking with direct deposit. For example, a $20,000 loan at 5.74% APR would require 60 monthly payments of $384 per month.
**Annual Percentage Rate. Membership required. Limited time offer. Assumes a credit score of 725+ on a new to HCU $20,000 fixed, secured loan, 2020 or newer vehicle with less than 130,000 miles, and HCU checking with direct deposit. For example, a $20,000 loan at 6.24% APR would require 60 monthly payments of $389 per month.