Earn more
effortlessly
Put your business funds to work with a competitive money market account. Enjoy higher yields and easy access to your cash.

Smart savings for your business
A Business Money Market account from Heartland Credit Union gives your business the flexibility to grow savings while maintaining access to your funds. With tiered rates that reward higher balances, it’s a smart way to manage your cash flow and earn more without locking up your money.
Tiered earnings
Earn higher rates as your balance grows.
Flexible access
Make transfers and withdrawals when you need them.
NCUA insured
Your funds are safe and federally insured.
Business Money Market Rates
$10,000-$24,999 earn
0.05
%
APY
APY
$25,000 - $49,999 earn
1.00
%
APY
APY
$50,000 - $99,999 earn
1.10
%
APY
APY
$100,000 - $249,999 earn
1.50
%
APY
APY
$250,000-$499,999 earn
1.50
%
APY
APY
$500,000 - $999,999 earn
2.50
%
APY
APY
$1,000,000 & higher earn
3.00
%
APY
APY

Business Money Market Features
- Dividends paid on balances of $10,000 or more
- No time commitment
- Tiered rates pay you more as your balance grows
- Check writing capabilities
- 5 free withdrawals per month
- No service charge on accounts maintaining $10,000 daily balance
- Federally insured up to $250,000 by NCUA
Ready to open your account?
Call us at 800.428.8472 or visit your nearest Heartland Credit Union branch.
*APY=Annual Percentage Yield. Membership Required. No minimum deposit to open an account. $10,000-$24,999 is .05% APY, $25,000-$49,999 is 1.00% APY, $50,000-$99,999 is 1.25% APY, $100,000-$249,999 is 1.76% APY, $250,000-$499,999 is 2.01% APY, $500,000-$999,999 is 2.27% APY, $1,000,000 is 2.52% APY. Fees may reduce earnings. APY current as of 1.1.2024.



