Business Money Market

Opening a Business Money Market at HCU is a smart move for your business.  It pays the highest dividends of any business savings account and still gives you access to your money, when you need it.  This gives you the freedom to know you can take advantage of more opportunities to grow your business. 

Our Business Money Market pays our highest dividends on balances of $10,000 or higher, all while still giving you access to your funds.
Access your Business Money Market inside HCU Digital Business Banking for custom reports and user management that will help you stay on top of your finances, all at no charge.
Business Money Market Rates
$10,000-$24,999 earn
0.05
%
APY
$25,000 - $49,999 earn
1.00
%
APY
$50,000 - $99,999 earn
1.10
%
APY
$100,000 - $249,999 earn
1.50
%
APY
$250,000-$499,999 earn
1.50
%
APY
$500,000 - $999,999 earn
2.00
%
APY
$1,000,000 & higher earn
2.25
%
APY
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Business Money Market Features

  • No minimum balance
  • Dividends paid on balances of $10,000 or more
  • No time commitment
  • Tiered rates pay you more as your balance grows
  • Check writing capabilities
  • Federally insured up to $250,000 by NCUA
*APY=Annual Percentage Yield.  Membership Required.  No minimum deposit to open an account.  $10,000-$24,999 is .05% APY, $25,000-$49,999 is 1.00% APY, $50,000-$99,999 is 1.25% APY, $100,000-$249,999 is 1.76% APY, $250,000-$499,999 is 2.01% APY, $500,000-$999,999 is 2.27% APY, $1,000,000 is 2.52% APY.  Fees may reduce earnings. APY current as of 1.1.2024.