Earn more
effortlessly

Put your business funds to work with a competitive money market account. Enjoy higher yields and easy access to your cash.

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Smart savings for your business

A Business Money Market account from Heartland Credit Union gives your business the flexibility to grow savings while maintaining access to your funds. With tiered rates that reward higher balances, it’s a smart way to manage your cash flow and earn more without locking up your money.

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Tiered earnings

Earn higher rates as your balance grows.

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Flexible access

Make transfers and withdrawals when you need them.

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NCUA insured

Your funds are safe and federally insured.

Business Money Market Rates
$10,000-$24,999 earn
0.05
%
APY
$25,000 - $49,999 earn
1.00
%
APY
$50,000 - $99,999 earn
1.10
%
APY
$100,000 - $249,999 earn
1.50
%
APY
$250,000-$499,999 earn
1.50
%
APY
$500,000 - $999,999 earn
2.50
%
APY
$1,000,000 & higher earn
3.00
%
APY
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Business Money Market Features

  • Dividends paid on balances of $10,000 or more
  • No time commitment
  • Tiered rates pay you more as your balance grows
  • Check writing capabilities
  • 5 free withdrawals per month
  • No service charge on accounts maintaining $10,000 daily balance
  • Federally insured up to $250,000 by NCUA

phoneReady to open your account?

Call us at 800.428.8472 or visit your nearest Heartland Credit Union branch.

*APY=Annual Percentage Yield.  Membership Required.  No minimum deposit to open an account.  $10,000-$24,999 is .05% APY, $25,000-$49,999 is 1.00% APY, $50,000-$99,999 is 1.25% APY, $100,000-$249,999 is 1.76% APY, $250,000-$499,999 is 2.01% APY, $500,000-$999,999 is 2.27% APY, $1,000,000 is 2.52% APY.  Fees may reduce earnings. APY current as of 1.1.2024.