Apply for a Loan

Find the right loan for your goals—whether it’s a new car, a home upgrade, or consolidating debt, we’ve got you covered.

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Loans designed to fit your life

From auto loans to credit cards, Heartland Credit Union offers flexible options to help you achieve your dreams. Explore our loan types below and choose what works best for you.

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Auto Loans

Get pre-approved before you shop and drive away with confidence.

Auto Loans

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Home Loans

Buy or refinance with competitive rates and personalized solutions.

Home Loans

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Home Equity Line of Credit

Tap into your home’s equity for renovations, education, or big plans.

Home Equity Line of Credit

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Signature Loans

Quick, unsecured loans for when you need funds fast.

Signtaure Loans

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Express Line of Credit

A revolving line of credit for instant access to extra cash.

Express Line of Credit

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Credit Builder

Improve your credit score and take control of your financial future.

Credit Builder

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Credit Cards

Choose the Visa card that fits your lifestyle and spending habits.

Credit Cards