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0% Balance Transfer with Heartland Credit Union

For a limited time, HCU is offering as low as 0% APR on qualified balance transfers to an HCU credit card. You could be saving hundreds of dollars by transferring your balance to an HCU credit card.

Credit card debt can be stressful and may even feel like a burden. It doesn’t have to be that way. Transferring your balance may free up money that will take some of the stress out of your financial world. You’ll still make payments, but you’ll save money on interest with 0% APR for 12 months on the funds that you transfer.

It’s easy to make it happen. Click the link below to compare our credit cards and find the best card for you & apply now.

Compare & Apply

Already have an HCU card that you'd like to transfer a balance to? It's as easy as logging into your HCU Online Banking and choosing "Balance Transfer" under the Loans menu option.

 Log in here and get started.

As always, our HCU staff is ready to help, just stop by your local branch or call our phone center at 800.428.8472 today!

*Limited time offer. Membership required. **0% Annual Percentage Rate based on credit worthiness for balance transfers until February 28, 2018, on all balances transferred from a non-HCU credit card by 2/28/2017. As of 3/1/2018 the rate will revert to the standard balance transfer rate for your card program, which will be 5.9% -20.9% APR based on your credit worthiness. 5.9-20.9% APR for purchases, based on your card program and credit worthiness. 3% balance transfer fee applies.