Investment Shares Heartland Credit Union


Invest in your business with a Business Investment Share account.  An HCU Business Investment Share allows you to earn higher rates on your savings, but still gives you access to your money when you need it. Earn up to

Our tiered rates reward you for larger balances and you can make up to 6 free withdrawals each month, giving you instant access to your money.  Keeping your money accessible allows you to make business decisions with confidence.

There is no time commitment, no early withdrawal penalty, plus your funds are insured up to $250,000. Get started today with a minimum deposit of just $2,500 and start making the most of your money.

To get started, contact one of our Commercial Loan Officers and they'll be happy to assist you.

^Based on the national average of bank money market rates of .12%APY with $100,000 in deposits. Rates current as of 6/5/17. Source: FDIC. 

*Annual Percentage Yield based on balance.  Tiers range from $2,500 - $250,000.  APY from .20%-.40%.  Minimum balance of $2,500 to earn dividends.

  • A minimum balance of $2,500 is required to earn the variable dividend
  • Accounts are tiered so you earn a higher dividend on larger balances
    • $2500 - $9999
    • $10,000 -$24,999
    • $25,000 - $99,999
    • $100,000+
  • No time commitment means funds are available to you at any time
  • Rates are subject to change daily
  • Up to 6 transfers per month