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We apologize for the inconvenience. If you need immediate assistance, call 800.428.8472.

Buying your first home

As a first-time homebuyer, you’re about to get a taste of the American dream.  You can fix it up, decorate it, whatever you want, but first, you need to know what it takes to buy a home.  Check out our guide to buying your first home and let HCU be your guide through the whole process.
 
It's the Heartland Way.
KNOW WHAT YOU CAN AFFORD
It’s important to know how much mortgage you qualify for. You’ll get this number through a home loan application and pre-approval. More importantly, you’ll need to decide how much you can comfortably afford.

  • Affordability takes expenses like taxes, insurance, utilities and maintenance into consideration.
  • Your HCU Real Estate Loan Consultant is trained to find the proper price range for your budget.