Construction Loan
It’s time to build your new home and you’re shopping for the right home loan. We have years of experience in this field. We’ll help with a loan that has very competitive rates and a smooth process. Then we’ll refinance your construction loan when you complete the build.
Pay less while you build
Building a home means juggling a lot of moving parts. Our construction loans feature interest-only payments during the build, so you're not stretched thin while you wait to move in.
One lender, start to finish
When construction wraps up, we make it simple to convert your construction loan to permanent financing — with straightforward terms and a payment that works for your budget.
Construction loan features
- Interest only payments during construction
- 12 months to build your home
- Smooth transition to permanent financing
- 2 draws per month makes home construction more efficient
Apply online for your HCU home loan, visit your nearest branch, or call our eBranch at 800.428.8472 to get started today.
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