FHA Home Loan

Buying a home can be a challenge, especially for first-time home buyers.  An FHA Home Loan features down payments as low as 3.5 percent and can assist those that are credit challenged.  Plus, our loan officers take care of all the red tape.

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As little as 3.5% down

An FHA Loan can get you into your new home with as little as 3.5% down.  And the entire down payment can be paid in gift funds.

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Your credit score isn't the whole story

Flexible qualifying criteria with lower credit score requirements to help those with challenged credit.

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FHA Home Loan features

  • Down payments as low as 3.5%
  • Seller can pay up to 6% of closing costs

Apply online for your HCU home loan, visit your nearest branch, or call our eBranch at 800.428.8472 to get started today.

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Membership required, with approved credit. Minimum credit score of 580 to qualify for 3.5% down payment. Home must be the borrower's primary residence.