When you’re young enough for a great deal.
Heartland Credit Union offers youthful perks.
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Gateway Savings
We designed this savings account with the young adult in mind. We automatically enroll members age 13 to 24 in this program. Our Gateway Savings Account reinforces financial education and financial planning. We have also lowered costs and restrictions to make the account easy to open.
It's the Heartland way.
Saving now makes life better, later
- A savings bonus based on grades ($1.00 for B's, $2.00 for A's, with a cap of $10.00)
- Dividends paid with a $25.00 minimum balance
- Certificates are also available with a minimum opening balance of $100.00
- There is a fee of $2.00 per withdrawal for more than 5 cash withdrawals per month from your savings account
Open your new Gateway Savings account through HCU Online Banking, by visiting your nearest branch, or calling our eBranch at 800.428.8472.
We also offer a great checking account for Gateway Savings members appropriately named Gateway Checking.
Learn more about other Heartland Credit Union saving options
If you want to establish your credit, we’ve created the Credit Builder Program,; exclusively for Gateway account holders.
Two options available:
1. A loan for up to $500*
- 2 Year repayment plan
- Reports monthly to credit bureaus
2. An HCU VISA credit card with up to a $500 limit*
- Standard terms apply
- Reports monthly to credit bureaus
*Borrower must have income to show that loan can be repaid, does not have to have a credit score, and can receive an additional $100 credit line, with direct deposit to their HCU savings or checking. For those under age 18, a co-signor with approved credit, is required.
