Android Pay

Terms & Conditions

Now you can pair your HCU Visa debit or credit card with your Android phone

You already love and use your phone for almost everything. Now you can use your phone as your wallet too. Just add your HCU debit or credit card and begin shopping in stores, in apps and online.

What is Android Pay?

Android Pay is a convenient and secure way to pay. Why? Because Android Pay never uses your actual HCU card number. Instead, it uses a virtual account (token) number for each transaction so your actual debit or credit card number isn’t stored on your phone or given to the merchant with your payment.

Paying with Android Pay is quick and easy

To use Android Pay in a store simply unlock your phone, hold it near the contactless terminal, and your payment will be complete - Shortly after your purchase is complete, you will receive a notification to your phone with a receipt showing transaction details.

How to Get Started with Android Pay

Getting started with Android Pay is quick and simple.

  • Download the Android Pay app. (Check your phone first, Android Pay comes preloaded on many devices)
  • Add your Heartland Credit Union Visa debit or credit card.
  • Pay safely and securely at over one million store locations across the U.S.

Look for these icons at merchant checkout!

androidpay logos

Don't wait! Add your Heartland Credit Union debit/credit card to Adroid Pay App and start using Android Pay today!

For more information, visit

HCU Connect Family of Services

*Android, Android Pay, and the Android Logo are trademarks of Google Inc.


HCU Android Pay Terms and Conditions

By storing your card number, you agree that any future use will be subject to the terms of your existing card agreement. If your phone is lost, stolen or compromised, please contact us right away.

Click here for Heartland Credit Union's complete Terms & Conditions.

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