Upcoming Maintenance

Due to maintenance, HCU Digital Banking will be unavailable on Sunday, October 18th from 12am-8am, Central.

Heartland 100 Professional

A home loan that moves with your career

A 30-year fixed-rate home loan from Heartland Credit Union, built for Kansas professionals so your credentials and earning potential count the way they should.

Image

home

100% financing

money_off

No private mortgage insurance

lock

Fixed rate for the life of the loan

school

Close before you start

event_available

Student loans reviewed individually

Built for professionals on a growing career path.

Physicians, dentists, podiatrists, optometrists, veterinarians, physician assistants, nurse practitioners, pharmacists, attorneys, and CPAs. Residents and fellows with a signed contract are welcome, too.

forum

Talk with a consultant

Share your goals, your timeline, and details about your license and employment.

visibility

Get a clear picture

Understand your 30-year fixed options and what comes next.

key

Close on your home

Sign, get your keys, and settle in.

Image

A local partner who sees it through.

Heartland Credit Union is member-owned and not-for-profit, so we're built to serve you, not shareholders. You'll work with a local home loan team that knows your community and stays with you from your first question to closing day.

chat

Clarity: Plain-language answers, no jargon.

explore

Guidance: You'll always know what comes next.

handshake

Follow-through: We do what we say we'll do.

Frequently asked questions

Questions about Heartland 100 Professional? We've got answers.

Licensed professionals in fields such as medicine, dentistry, veterinary care, pharmacy, law, and accounting, including residents and fellows with a signed contract. A consultant can confirm your eligibility and walk you through the 30-year fixed terms.

Let's talk about your timeline

Talk with a Heartland home loan consultant. No pressure, just a clear picture of your options.

reCAPTCHA *

*Heartland 100 Professional is available to qualified borrowers. Membership required. Available to licensed professionals in eligible professions, including physicians (MD, DO), dentists (DDS, DMD), podiatrists, optometrists, veterinarians, physician assistants, nurse practitioners, pharmacists, attorneys, and CPAs. Primary residence only. Minimum credit score of 680. Maximum debt-to-income ratio of 45%. Subject to credit approval, property eligibility, and underwriting requirements. 30-year fixed-rate mortgage. Rates, terms, and program guidelines are subject to change without notice. Additional restrictions may apply.

Heartland Credit Union
chat icon