New or Used Auto Loans from Heartland Credit Union

Car Buying


"HCU members save an average of $1,200 on their auto loans*"

Whether it is a new or used vehicle, your first purchase or it's time to upgrade we have the Heartland Credit Union Auto Loan that is right for you and will get you on the road fast! Simply apply online, get an instant decision and you're ready to start shopping for a new car today!

Our Auto Loans feature:

  • 100% financing available to qualified borrowers
  • Competitive rates
  • Instant online approval
  • Terms up to 84 months
  • Onsite financing-tell the dealership you want Heartland Credit Union financing

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*Average savings of an HCU member based on an auto loan as compared to local banks, based on CUNA membership Benefits Report, Sept. 2017. Actual savings may vary, depending on loan type and credit history. Visit, for more information.


  • We are flexible and willing to find the right solution for you
  • Our credit life and disability insurance premiums cost less than at other financial institutions, and we add them to the monthly payment instead of adding the total premium to the principle at the beginning of the loan
  • A secured title fee is charged by the state and will be passed through to the member. This fee varies from $2.50 to $11.50
  • Borrowers are required to provide proof of full coverage insurance and vehicle ownership

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Up to 10% discount. Exclusive Member Savings On Car Insurance. Get A Quote