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Membership Account
The account that makes you a member
Prime Share Savings is Heartland's membership account. Open one with just $25 and unlock everything else Heartland offers.
What it means to be a member, not a customer
When you open a Prime Share Savings account, you become a member-owner of Heartland Credit Union, not just an account holder. That's what makes a credit union different from a bank, and it's the one account that unlocks everything else Heartland offers.
Owned by members
No outside shareholders, no profit motive beyond serving members.
One vote each
One vote per membership, held by the primary account holder, regardless of balance.
Member-elected board
Elects a volunteer board that oversees the credit union.
Your gateway account
Required before opening any other Heartland account.
What you get with Prime Share Savings
Who can join Heartland?
Membership is open to anyone who lives, works, worships, or is paid from a location in one of Heartland's eligible Kansas counties, along with their family members. It also extends to employees, retirees, and members of select employee groups, occupational groups, and partner associations. Once you're a member, you stay a member, even if your circumstances change later.
Open an account in minutes
Step 1
Apply online
No branch visit required. Fill out the application from your phone or computer, wherever you are.
Step 2
Deposit $25
That's the minimum to open your account and become a member-owner.
Step 3
Explore everything else
Once you're a member, every other Heartland account, loan, and service is available to you.
Frequently asked questions
No, you can apply for a loan without one. But if your loan is approved, you'll need to open a Prime Share Savings account before we can fund it, since it's your membership account and every Heartland loan requires membership.
Ready to become a member?
Get started today.
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