Refer a Friend. Earn Up to $200.*

When a friend joins HCU, it's good for them and good for you. Here's how the earnings stack up:

Heartland Credit Union came to Hays because we believe this community deserves a credit union that shows up. Not just with products, but with people who are invested in seeing it grow.

We're proud to be the Official Financial Wellness Partner of Fort Hays State University Tiger Athletics, and we're just getting started. Whether you're a student building your financial foundation, a longtime Hays resident, or a business owner growing something here, Heartland is your credit union. Member-owned, not-for-profit, and committed to this community for the long haul.

If your friend brings serious savings to HCU, there's even more in it for you.

+$50 when your friend deposits $50,000–$99,999. +$100 when your friend deposits $100,000 or more.

*Membership required. Current members earn $50 each and new members earn $25 each for: 1) New member that opens their primary personal Spending account with HCU with payroll direct deposit. 2) New member securing funded personal loan of at least $10,000 within 60 days of opening account.  3) Current members earn $50 when a new member brings $50,000 - $99,999 in deposits, or $100 when the new member brings $100,000 or more in deposits within 60 days of account opening.  Referral form must be provided at time of account opening. New member must meet membership requirements and have not had an HCU account for at least 12 months. All member accounts must be in good standing to receive payment. Bonus will be deposited in the member's Share account within 60 days of opening. Not valid with any other offer. Members will receive a 1099-INT for bonus. Must be at least 18 years of age. Offer may be canceled without notice. Employees and Volunteers of HCU are not eligible. Federally insured by NCUA.