Gateway Checking Bonus

Get back into the swing of things with a special offer. You could earn a $25 bonus when you open an HCU Gateway Checking account.* With Gateway Checking, you'll have access to an HCU debit card, HCU Digital Banking, Instacheck mobile check deposit, and more. Plus, with the helpful staff at the HCU Salthawk Center, you'll have everything you need to start managing your money. Stop by and say hi at the intersection of Halls B and G in Hutchinson High School.


Now earn cash back with Gateway Checking

Earn cash back when you use your HCU Visa Debit Card on purchases over $10, when you use your debit card and sign up for eStatements^.

Gateway Checking Features

  • No minimum balance 
  • Free HCU Visa debit card 
  • Earn cash back on debit card purchases over $10^ 
  • HCU Digital Banking with Instacheck Mobile Check Deposit 
  • Early Payday gets you access to direct deposit 2 days early
  • Share Transfer Overdraft Protection^^ for the exact amount of the overdraft from your Gateway Savings account
  • Free access to more than 30,000 Co-op ATMs 
*Limited time offer, membership required. Member cannot have had HCU checking prior to January 1, 2024. Requires an HCU Debit Card with a new Gateway Checking account. Bonus will be deposited at the end of the second month. ^Earn $.05 cash back for every debit card transaction over $10. Must use your debit card 15 times per month and have eStatements to earn cash back. Maximum cash back amount is $5 per month. ^^Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if the account is not in good standing, regular deposits are not made, or too many overdrafts occur on the account.