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Credit and Debit Cards
Tap to pay with your HCU card
Skip the swipe. Just tap your debit or credit card and go. Faster checkout, and your card details stay protected the whole time.

Save steps with Tap to Pay
Look for the contactless symbol at checkout, hold your card near the reader, and you're done. No swiping, no inserting, no waiting. It's the same secure chip technology behind every purchase, just faster. It's the Heartland Way.
Fast
With tap to pay, your payment is processed in seconds! Simply tap your card on the contactless reader, and you're done.
Secure
Contactless payments enhance security and shield your personal card information from anyone attempting to steal your information.
Accessible
All new HCU debit and credit cards feature the contactless indicator and can be used at participating merchants. Just look for the contactless symbol at checkout.
Tap to Pay Features
- Faster and more convenient than traditional payment options
- Advanced security features to protect your card information
- Touch-free transactions
- Compatible with Apple Pay, Google Pay, and Samsung Pay
- Widely accepted by merchants worldwide
- Available on all HCU debit and credit cards
Don't miss out on the benefits of contactless payments – join the future of banking today! Open your HCU Beyond Spending account or apply for an HCU Credit Card now and start tapping into a world of convenience.
How to Tap to Pay
Tap to Pay FAQ
When you make a contactless payment, a unique one-time code made up of numbers and letters is used instead of your actual card information. The card reader communicates with your card’s chip, and after the code is checked and confirmed, your payment is completed. While this technology sounds complex, it doesn’t mean it’s slower than other payment options. Tap to pay purchases are among the fastest forms of payment available!
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