Upcoming Maintenance

Due to maintenance, HCU Digital Banking will be unavailable on Sunday, July 19th from 12am-8am, Central.

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Credit and Debit Cards

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Save steps with Tap to Pay

Look for the contactless symbol at checkout, hold your card near the reader, and you're done. No swiping, no inserting, no waiting. It's the same secure chip technology behind every purchase, just faster. It's the Heartland Way.

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Fast

With tap to pay, your payment is processed in seconds! Simply tap your card on the contactless reader, and you're done.

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Secure

Contactless payments enhance security and shield your personal card information from anyone attempting to steal your information.

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Accessible

All new HCU debit and credit cards feature the contactless indicator and can be used at participating merchants. Just look for the contactless symbol at checkout.

How to Tap to Pay

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Look for the contactless symbol at checkout.

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When prompted, bring your card within a few inches of the contactless symbol on the card reader.

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Once your payment is confirmed, you're good to go!

Tap to Pay FAQ

When you make a contactless payment, a unique one-time code made up of numbers and letters is used instead of your actual card information. The card reader communicates with your card’s chip, and after the code is checked and confirmed, your payment is completed. While this technology sounds complex, it doesn’t mean it’s slower than other payment options. Tap to pay purchases are among the fastest forms of payment available!