Refer a friend to Heartland

Share the benefits of HCU membership and earn cash rewards when your friends join.

Refer now
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Earn up to $100 for sharing HCU with a friend

It pays to share! When you refer a friend to HCU, you both win. You’ll earn cash rewards when your friend opens an account and meets qualifying requirements—and they’ll earn a bonus too. Complete the form below to get started.

Your friend's info

groupHere's how you and your friend earn

  • You earn:
    • $50 when a new member opens a primary personal Spending account with payroll direct deposit.
    • $50 when your friend secures a personal loan of at least $10,000.
  • Your friend earns:
    • $25 when opening a primary personal Spending account with payroll direct deposit.
    • $25 when securing a funded personal loan of at least $10,000 within 60 days of opening.

Simply complete the form to send a message to your friend. Or, print out this Refer-A-Friend form, and give to a family member or friend. Your friend will bring the finished form into any Heartland Credit Union branch. The referral form must be provided at the time of account opening.

starsSpecial offer: earn up to an extra $100!

  • Refer a friend who opens a new membership with a total Share balance of $50,000–$99,999 and receive an additional $50 bonus.
  • Or refer a friend who opens a new membership with a total Share balance of $100,000 or more and receive an additional $100 bonus.

*Membership required. Current members earn $50 each and new members earn $25 each for: 1) New member that opens their primary personal Spending account with HCU with payroll direct deposit. 2) New member securing funded personal loan of at least $10,000 within 60 days of opening account.  3) Current members earn $50 when a new member brings $50,000 - $99,999 in deposits, or $100 when the new member brings $100,000 or more in deposits within 60 days of account opening.  Referral form must be provided at time of account opening. New member must meet membership requirements and have not had an HCU account for at least 12 months. All member accounts must be in good standing to receive payment. Bonus will be deposited in the member's Share account within 60 days of opening. Not valid with any other offer. Members will receive a 1099-INT for bonus. Must be at least 18 years of age. Offer may be canceled without notice. Employees and Volunteers of HCU are not eligible. Federally insured by NCUA.