Auto Loans

At Heartland Credit Union, we’re here to help you unlock fast loan approvals, low rates, and flexible terms, so you can focus on what’s on the road ahead, instead of stressing about your auto loan. 
It’s the Heartland way.



Get pre-approved today. Heartland Credit Union is ready to help with your new car.


keys         keys         keys
Unlock Adventure         Unlock Carefree         Unlock Memories
We offer instant online approval so you can start focusing on planning your first adventure in your new car.         Find the auto loan that’s right for you, with rates as low as 1.99% and terms up to 84 months.         Request HCU financing at the dealership for an easy buying process so you can get on the road to making new memories, fast.


HCU Auto Loan Rates 

Have an HCU representative contact you about your next auto loan.




Unlock the features of HCU's auto loans:

  • 100% financing available to qualified borrowers
  • Rates as low as 1.99%*
  • Instant online approval
  • Terms up to 84 months
  • Onsite financing. Request HCU financing at the dealership

Apply online, visit your nearest branch,
call our eBranch at 800.428.8472, or video chat via the Heartland Connections app.

Learn more about other Heartland Credit Union loan options

*Annual Percentage Rate. Membership required. Limited time offer. Assumes a credit score of 725+ on a new to HCU $17,000 fixed, secured loan, 2017 or newer vehicle with less than 130,000 miles, and HCU checking with direct deposit. For example: A $17,000 loan at 2.49% would require 72 monthly payments of $254 per month.

Auto Loan Rates