Built for those who served
Our VA home loans make homeownership more accessible with competitive rates, no down payment options, and guidance from a local lending team committed to supporting you every step of the way.
Affordable home financing for veterans
HCU is proud to stand with veterans, active duty service members, and eligible military families. Our VA backed loans are designed to keep homeownership within reach, whether you are buying your first home, moving up, or refinancing. And because you have earned these benefits, our team is here to help you use them with confidence, from understanding qualification to choosing the right loan option.
Why choose a VA home loan with HCU?
No down payment
Buy a home with zero money down. VA backing removes traditional down payment requirements, helping you move in sooner.
Lower monthly costs
Enjoy lower interest rates and no private mortgage insurance (PMI), so your monthly budget goes further.
Local lending support
Work with friendly, knowledgeable loan officers right here in Kansas who understand the VA process and what matters most to military families. Real guidance and real people, that is the Heartland Way.
Ready to use your VA benefits?
Our mortgage team is here to help you get started with confidence. Get pre-approved today.
VA home loan features
- 100 percent financing available
- Seller can contribute up to 4 percent of closing costs
- No limits on loan amount or property location
- Fixed and adjustable rate options
- Available to qualified veterans, active duty personnel, and eligible spouses
Apply online, visit your nearest branch, or call our eBranch at 800.428.8472 to get started.
Official Financial Wellness Partner Of Tiger Athletics
