Your Business Rewards Visa Credit Card

With the Your Business Rewards Visa credit card, you’ll earn points every time you use your card and bonus points on gas, groceries, and dining out. The best part is that you get to choose the reward that suits you and your business best. From travel, statement credit, and cashback to merchandise, gift cards, and charitable donations, the possibilities are endless. It’s the Heartland Way.


  • Earn two points for every dollar spent
  • Earn three points per dollar spent on gas, groceries, and dining out, up to $1,000 per month
  • Points from individual business cards on an account can be combined for rewards
New Cardholder Bonus Offer: Earn 20,000 bonus point after you spend $3,000 in the first 3 months after account opening.


Redeem points for cashback, gift cards, merchandise, travel, charitable donations, and statement credit

Your Business Rewards Visa Card Features

  • No annual fee
  • No foreign transaction fee
  • 10-day late payment grace period
  • 100% fraud protection, zero-dollar liability
  • Cash advances at ATMs worldwide
  • Higher credit limits to fit your business needs

360 Control

  • Card management built for businesses
  • View and manage transactions
  • Assign roles so employees can manage their cards, view transactions, or run reports
  • Cost coding for each cardholder to allow for easy cost allocation
  • Daily reports on spending to aid in early fraud detection

Have an HCU staff member contact you about an HCU Business Credit Card