Business Checking Account Heartland


Minimum balance $2,500. It's a complete business checking tool featuring:

  • No monthly service charge if you maintain a $2,500 minimum balance. If your balance goes under this amount, the service fee is only $10.00
  • Dividends are calculated each day you maintain a balance of $2500.00 or more
  • Paper item deposit fee: 100 free/mo. (.15 ea. after 100)*
  • You may write up to 40 checks each month that clear your account at no charge. Over 40, $.10 per check

Standard features -all business checking accounts

  • Open a new HCU checking account and your first box of checks are free (up to $25 retail value)
  • VISA Debit Card (with no usage charges)
  • 24 hour telephone teller
  • Full featured online banking and Quickbooks integration
  • Online check copies
  • Counter checks with account opening
  • Up to $200 per month free coin counting (at coin machines), 1% fee over $200
  • Five free transactions at foreign ATMs (just $.50 each thereafter)
  • Co-op Network surcharge-free ATM access nationwide
  • Unlimited free transactions at HCU ATMs
  • Bill Pay, five free payments per month ($.50 per bill after 5)
  • $500 instant credit for deposits at HCU ATMs
  • Records of your canceled checks are securely stored by the credit union, freeing you from filing and storage
  • Sweep transfers available (to lines of credit or savings accounts)
  • Convenient drive-thru hours and night depositories to serve your depositing needs
  • Accounts Federally Insured to $250,000 by NCUA an agency of the U.S. Government

*Non-profit group discount: For approved non-profit groups, the fee for going over the limit of deposit items received in a month will be $.05 per item.