Long-Term Care Insurance


Plan to have a comfortable future.

Research shows that 70% of people reaching the age of 65 will require some form of long-term care which can cost up to $5,300 per month.

What is long-term care insurance and how does it work?

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.

Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.  You can select a range of care options and benefits that allow you to get the services you need, where you need them.*

Why choose HCU I&I for your long-term care insurance?

Gaylon Miller, Insurance Specialist with 37+ years in the industry, is based in Hutchinson and will travel to any branch to visit with you.  Couple that with extremely competitive rates and it’s a winning combination for you.

Is long-term care insurance important?

The key is early and proper planning.  The consensus is to begin investing in Long-Term Care Insurance near the age of 50.  The earlier a person starts investing the less expensive a premium typically is.

Let’s chat.

Call Gaylon at 800.428.8472 ext. 124 to start your conversation.

Insurance provided through ProducersXL.  *Source: