Personal loans that fit your needs

Cover unexpected expenses, consolidate debt, or fund your next big plan—with flexible terms and no collateral required.

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Heartland Signature Loans

When an unexpected expense comes up, a Signature Loan from HCU might be just what you need.  Or maybe you want to consolidate some debt to help save money every month.  Whatever the reason, our staff is here to help.

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Signature loan features

No collateral required. Other available rates and terms up to 72 months make it easy on your budget.

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Use funds your way

Cover unexpected expenses, consolidate debt, or even plan a vacation. Your loan, your choice.

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No hidden fees

Enjoy peace of mind with no early payment penalties and straightforward terms.

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Holiday Signature loan as low as 9.99%APR*

Enjoy low rates on Signature loans up to $2,000 for 12 months—so you can focus on making memories, not stressing over expenses.

*APR=Annual Percentage Rate. Membership required. Based on credit approval. Fixed-rate Signature loan assumes a credit score of 725+. Minimum loan amount $500. Maximum loan amount of $2,000. For example: A $2,000 signature loan at 9.99% would require 12 monthly payments of $175.82 per month resulting in an APR of 9.99%. Offer ends 12/31/26.

Heartland Credit Union
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