Holiday Signature loan as low as 9.24%APR*
Enjoy low rates on Signature loans up to $2,000 for 12 months—so you can focus on making memories, not stressing over expenses.

Heartland Signature Loans
When an unexpected expense comes up, a Signature Loan from HCU might be just what you need. Or maybe you want to consolidate some debt to help save money every month. Whatever the reason, our staff is here to help.
Signature loan features
No collateral required. Other available rates and terms up to 72 months make it easy on your budget.
Use funds your way
Cover unexpected expenses, consolidate debt, or even plan a vacation. Your loan, your choice.
No hidden fees
Enjoy peace of mind with no early payment penalties and straightforward terms.

Celebrate the season the Heartland Way.
Make the most of every dollar—and every moment. From high-yield certificates to holiday-friendly perks, we’ve got everything you need to wrap up the year with confidence and cheer.
*APR=Annual Percentage Rate. Membership required. Based on credit approval. Fixed-rate Signature loan assumes a credit score of 725+, HCU Beyond Ultimate or Essential Spending account with direct deposit and autopay. Minimum loan amount $500. Maximum loan amount of $2,000. For example: A $2,000 signature loan at 9.24% would require 12 monthly payments of $175.13 per month resulting in an APR of 9.24%. Interest will accrue during the 60 days. Offer ends 12/31/25.
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