Budgeting

Understanding your credit doesn’t have to be confusing or time-consuming. At Heartland Credit Union, we offer Credit Score Manager powered by SavvyMoney, a free tool inside Digital Banking that helps you stay informed, spot potential issues early, and make smarter financial decisions with confidence.

Are you looking for ways to celebrate Valentine's Day without breaking the bank? Look no further! From thoughtful DIY projects to budget-friendly date night suggestions, here are a few ideas for making your Valentine's Day both memorable and easy on your wallet.

• Read more: Valentine's Day On A Budget

Money can be stressful, and you’re not alone if you feel like you’re just getting by. In fact, 60% of adults in America live paycheck to paycheck, including more than 40% of those earning $100,000 or more annually¹? Even more concerning, 33% have no savings to fall back on in case of an emergency². The good news? Gaining a better understanding of your finances can make a big difference. In recognition of Financial Literacy Month this April, here are a few steps to help you start your journey toward financial well-being.

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later. Our course on budgeting can help you create and stick to a plan.