How often have you heard that saving for life’s unexpected events is very important and a necessary part of being financially prepared? Most likely A LOT! Accompanying this message often is the statement that you need three to six months of expenses in your emergency savings account.  

Do you ever find yourself wondering if there is a magic formula to saving?

Does it seem that everyone around you knows the secret to saving successfully except you? It’s not unusual to feel unconfident about saving, no matter how much money you earn. Confidence doesn’t necessarily come with having a lot of money. Rather it comes from building healthy financial habits and using the resources you know are available to you – this is your financial confidence! 

As a member of Heartland Credit Union, we care about your financial well-being and want to help you plan for the future. One important aspect of being financially prepared is having an emergency fund. Let's look at what that means and how you can start building one.