When you're facing money problems, you might think about debt consolidation as a solution. Debt consolidation isn’t just one thing – it's a broad term that includes various ways to deal with debt issues. To figure out if it's the right choice for you, the first thing you need to do is understand what debt consolidation is all about.

Holiday shopping has changed so much over the years. Instead of getting in line at the store on Black Friday, many consumers order gifts online from the comfort of their own homes. However you prefer to shop, using a credit card can make your shopping experience simple, secure, and rewarding.

It’s all too easy to rack up credit card debt during the holidays. If that has happened to you, don’t panic. While it’s much easier to dig yourself deep into debt than it is to claw your way back out, there is hope. If you create and follow a strong debt-reduction plan, you’ll be back on your feet in no time. Here’s how to do just that.

You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them? This course on understanding your credit score will give you some insight into how you can improve yours.