Are you dreaming of owning your first home but worried about the daunting costs? The First-time Homebuyer's Grant is here to turn your dreams into reality, making homeownership more achievable than ever before. 

Heartland Credit Union proudly announces the promotions of Tracie Dean, Lydie Terry, Amanda Laymon, and Steve Farmer to Senior Real Estate Loan Consultants. With their wealth of experience, these individuals have played a pivotal role in the success of the real estate lending department at HCU. 

If you have been in the market to purchase a home in the last couple of years, you’ve seen quite a change in interest rates. Many of you have seen some of the highest mortgage rates in years. Now, within the past couple months, there has been a sizable drop and rates are at the lowest they’ve been since the middle of 2023. So, what does that mean for someone that may be in the market to purchase a home or refinance their current home? The short answer, it depends.