Welcome to smarter banking
Explore tools, perks, and protection designed to help you bank with confidence.
Your partner in banking and beyond
Welcome to the Heartland family! Now let’s explore more ways to elevate your everyday banking. Start with a Your Rewards Visa® credit card or check out top rate savings opportunities and flexible borrowing options tailored to your needs.
Points. Perks. Possibilities.
Turn everyday spending into rewards with the Your Rewards Visa® Credit Card. You’ll earn points on every purchase—plus triple points on gas, groceries, and dining. Enjoy a 0% intro APR for 12 months on balance transfers and redeem your points your way: cash back, travel, gift cards, and more.
Top perks:
- 0% intro APR for 12 months on balance transfers
- 3x points on gas, groceries, and dining (up to $1,000/month)
- No annual or foreign transaction fees
- Bonus: 20,000 points after spending $3,000 in 3 months
- Built-in protections like extended warranty and travel coverage
Your digital toolkit
Bank anywhere, anytime with these powerful tools.
Digital Banking – Manage your accounts, pay bills, transfer funds, and track your financial health all in one place. You can even link accounts from other institutions.
eStatements – Go paperless for secure, clutter-free access to your monthly statements.
Mobile Wallet & Tap to Pay – Add your HCU debit or credit card to Apple Pay, Google Pay, or Samsung Pay for fast, secure purchases.
Connections Video Banking – Meet face-to-face with an HCU rep from anywhere. Open accounts, apply for loans, and sign documents securely from your device.
Credit Score Manager
Your credit score can have a big impact on your life. Everything from what you pay for your next car to insurance, to getting qualified for a home loan can be affected by it. We’ve got the tools and the knowledge to help you take control of your credit score and make it work for you.
Save more with high-yield options
Money Market Accounts – Save more with tiered rates that grow with your balance.
Certificates – Lock in great rates with flexible terms from 3 to 60 months.
Borrow with ease
Auto Loans – Competitive rates, instant approval, and 100% financing available.
Home Loans – From first-time buyer programs to jumbo and construction loans, we’ve got options to fit your goals.
Visit us your way
Convenient locations across Kansas with branches in Hutchinson, Haven, Hays, Ness City, Newton, and Wichita, plus 24-hour ATMs and drive-thrus, we’re always close by when you need us.
Official financial wellness partner of Tiger athletics
