Checking Accounts
HCU offers a variety of checking accounts to fit the way you manage your money and your life.
Every HCU Checking account makes life a little easier with these great features.
Overdraft Protection with low $9 fees with every HCU checking account.
Get access to your direct deposit funds up to 2 days early, and stay ahead of the budgeting game.
With the Co-op ATM network, you'll have access to over 30,000 free ATMs wherever you travel.
Rewards Cash Back Checking
Cash-back rewards and no monthly service fees. The more you spend, the more you earn.
Rewards Cash Back Checking
Rewards Cash Back Checking
Rewards Dividend Checking
This account lets you put your money to work for you by paying dividends on any balance.
Rewards Dividend Checking
Rewards Dividend Checking
Gateway Checking
For members under the age of 19. No monthly fees, no minimum balance, and cash back.
Gateway Checking
Gateway Checking
Renew Checking
Designed for learning how to navigate a checking account and build good credit habits.
Renew Checking
Renew Checking
HCU Checking Features
Change is Good
We make saving money easy and automatic. Change is Good will roundup your debit card purchase and place the excess amount directly into savings.
Overdraft Protection
Avoid the embarrassment and hassle of a declined transaction with Overdraft Protection. Plus, our low $9 fee really helps take the ouch out of the oops.
HCU Visa Debit Card
From purchasing lunch, making a payment, withdrawing cash from an ATM, or shopping online, your HCU Visa Debit Card is the fast and secure way to get it done.
Reorder Checks
Reorder Harland Clarke checks online for your Heartland Credit Union checking account.
Switch to Heartland
HCU makes it easy to gather everything you need and make the switch to one of our checking accounts.
