Orange-DotPrime Share   Orange-DotCustom Savings   Orange-DotChristmas Club   Orange-DotInvestment Shares   Orange-DotCertificates

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  Prime Share Custom Savings Christmas Club Investment Shares Certificates

Your basis for membership at HCU

Accounts to partition funds for special uses

An account to help you save for the holiday season

Higher yielding accounts you can withdraw from penalty-free

Higher yields on time deposits

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Required for membership Yes No  No No No
Dividends paid Quarterly Quarterly Quarterly Quarterly Quarterly*
Minimum balance  $25.00 No  No No No
Withdrawals per month  Unlimited 5 Free 5 Free 5 Free No**
Statement frequency Quarterly*** Quarterly*** Quarterly*** Quarterly*** Quarterly***

Min. balance to earn dividends

$100 $100 $100 $2,500 $500****
Penalty for early withdrawal No No No No Yes

* Dividends posted at the end of each quarter for this account type. Rates are subject to change. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

** Early withdrawal subject to penalty.

*** Any electronic transaction on the account will trigger a monthly statement.

**** $100 for youth accounts, $50 monthly automatic deposit on Add-on Certificates.