BRANCH SERVICE ALERT - Our Haven Branch is currently closed due to a power outage related to Sunday night’s storms.
We apologize for the inconvenience. If you need immediate assistance, call 800.428.8472.

Rewards Cash Back Checking

We make managing your money easy and free with a Rewards Cash Back checking account.  You’ll earn cash back when you use your debit card, plus, there’s no monthly fee and no minimum balance. It’s everything you want in a checking account, and nothing you don’t.

Earn cash back when you use your debit card on purchases over $10*. Money is deposited right back into your checking account.
Early payday lets you access your direct deposit funds up to 2 days early, allowing you to stay ahead of the budgeting game.
A financial safety net with low fees that won’t break the bank, included with every HCU Rewards Cash Back checking account.
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Rewards Cash Back Checking Features

  • Totally free checking with no minimum balance
  • Earn cash back when you use your debit card on purchases over $10*
  • 1% discount on a new closed-end consumer loan with active HCU Checking
  • Change is Good will automatically round up your debit card purchase and place the excess amount directly into savings
  • Early payday lets you access your direct deposit funds up to 2 days early
  • Overdraft Protection to save you from unnecessary fees
  • Deposit checks from anywhere using Instacheck Mobile Check Deposit
  • Free first box of checks
  • Free unlimited Bill Pay
  • Unlimited free transactions at HCU and CO-OP Network ATMs
  • $500 instant credit for deposits at HCU ATMs
  • Paper statements: $3 monthly fee
  • Checking account transition loan: $1,000, 0% APR loan for 90 days to get everything situated comfortably
  • Free HCU Visa debit card
  • Can be opened as a Trust account
*Earn $.05 cash back for every debit card transaction over $10. Must use your debit card 15 times per month and have eStatements to earn cash back. Maximum cash back amount is $5 per month.