Free to Be Rewarded.
Rewards Cash Back Checking
We make managing your money easy and free with a Rewards Cash Back checking account. You’ll earn cash back when you use your debit card, plus, there’s no monthly fee and no minimum balance. It’s everything you want in a checking account, and nothing you don’t.
Rewards Cash Back Checking Features
- Totally free checking with no minimum balance
- Earn cash back when you use your debit card on purchases over $10*
- Early payday lets you access your direct deposit funds up to 2 days early
- Overdraft Protection to save you from unnecessary fees
- Free first box of checks
- Free unlimited Bill Pay
- Unlimited free transactions at HCU and CO-OP Network ATMs
- $500 instant credit for deposits at HCU ATMs
- Paper statements: $3 monthly fee
- Checking account transition loan: $1,000, 0% APR loan for 90 days to get everything situated comfortably
- Free HCU Visa debit card